{"id":2566,"date":"2022-12-15T12:40:32","date_gmt":"2022-12-15T12:40:32","guid":{"rendered":"https:\/\/debtfreema.com\/?page_id=2566"},"modified":"2023-01-17T09:04:06","modified_gmt":"2023-01-17T09:04:06","slug":"student-loan","status":"publish","type":"page","link":"https:\/\/debtfreema.com\/bankruptcy\/student-loan\/","title":{"rendered":"Student Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2566\" class=\"elementor elementor-2566\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68ba35b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68ba35b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14a7010\" data-id=\"14a7010\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-baa323b elementor-widget elementor-widget-heading\" data-id=\"baa323b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 18-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Westfield MA Student Loan Attorney<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e78f58c elementor-widget elementor-widget-text-editor\" data-id=\"e78f58c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 18-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>In Westfield, Massachusetts, a private student loan can be discharged in <a href=\"\/bankruptcy\/\">bankruptcy<\/a> if the borrower can prove that repaying the loan would cause an undue hardship. A Westfield, ma, student loan attorney can help you ensure you are on the right track to proving undue hardship. To prove an undue hardship, borrowers must pass the Brunner Test, which requires that they demonstrate they have extenuating circumstances that create a hardship, that the hardship will persist for a substantial portion of the repayment period, and that they have made a good faith effort to repay the loan.<\/p><p>There are several <a href=\"\/massachusetts-bankruptcy\/\">bankruptcy courts in Massachusetts<\/a> that can hear a student loan discharge case. The nearest branch to Westfield is located in Springfield, and the court hours, phone numbers, and reviews can be found online. It is important to note that filing for bankruptcy is a serious decision and should not be taken lightly. Before <a href=\"https:\/\/debtfreema.com\/\" target=\"_blank\" rel=\"noopener\">filing for bankruptcy<\/a>, borrowers should consider other options, such as loan rehabilitation, consolidation, and loan deferment.<\/p><p>At The Law Office of Eric Kornblum, our student loan and bankruptcy attorneys in Westfield can help you understand your options, the consequences of debt, and how you can go around it. Schedule a conversation with our lawyers now to get restful nights ahead.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3818c10 elementor-widget elementor-widget-heading\" data-id=\"3818c10\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why do I need a Westfield student loan attorney?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c02dea elementor-widget elementor-widget-text-editor\" data-id=\"5c02dea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When it comes to student loans, can be an intimidating and confusing process. Student loans can come with many questions, like what is a student loan, and is there student loan forgiveness? For the people of Massachusetts, the answer to those questions can depend on where you live. That is why it is important to get educated on your options and speak with a Westfield student loan attorney if you have any additional questions.<\/p><ul><li>A Westfield student loan attorney can <strong>help you understand your rights<\/strong> and provide you with the most accurate information regarding your situation.<\/li><li>A Westfield student loan attorney could <strong>provide you with guidance on how to pay off your loan<\/strong> properly, look into what potential options are available if you are having difficulties paying it back, or even help you explore student loan forgiveness programs. <\/li><li>A Westfield student loan attorney will be able to <strong>assist you in finding the best course of action<\/strong> for your individual case. It also helps to know that you have someone on your side who understands the complex details of student loans and can give you peace of mind about your financial future. <\/li><li>A Westfield student loan attorney will work with you every step of the way and <strong>ensure that all the paperwork is filled out correctly<\/strong>, reducing your stress during this difficult process.<\/li><li>A Westfield student loan attorney also thoroughly understands the various laws and regulations regarding student loan debt. So, if you have any questions about the bankruptcy process or your rights as a debtor, they can <strong>provide you with the answers you need<\/strong>.<\/li><\/ul><p>Whether you are considering filing for bankruptcy or are already in the process, having a Westfield Student Loan Attorney by your side will ensure that all aspects of the proceedings are conducted properly. They will also advise you on managing your debt after the bankruptcy has been discharged. With their help, you can achieve financial freedom and get your life back on track.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32ed6c5 elementor-widget elementor-widget-heading\" data-id=\"32ed6c5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are student loans?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4056cd0 elementor-widget elementor-widget-text-editor\" data-id=\"4056cd0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A student loan is a type of loan that students can take out to <strong>cover the cost of their education<\/strong>. It can be difficult to manage student loans as they come with certain obligations. <\/p><p>In Massachusetts, various student loan options are available for those looking for help to finance their education. Whether you need to take out a loan or are considering student loan forgiveness, it is important to speak to an experienced Westfield student loan attorney who can advise you on which option is best suited for your unique circumstances. <\/p><p>Your chosen Westfield student loan attorney will be able to help you assess your current financial situation and discuss all the different student loan options available in Massachusetts. They can provide guidance on any potential long-term implications of the different loans and advise you on how best to manage your debts and payments over time. <\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8ee5d6 elementor-widget elementor-widget-heading\" data-id=\"e8ee5d6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is student loan forgiveness?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bee1560 elementor-widget elementor-widget-text-editor\" data-id=\"bee1560\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Obtaining a student loan can be beneficial for your future or an oppressive load if not thoroughly considered or overused. If you are already in possession of such a loan or are considering taking one out, it is important to determine whether you qualify for student loan forgiveness<\/p><p>When it comes to student loan forgiveness, Massachusetts has a program that can help <strong>reduce or eliminate your outstanding student loan debt<\/strong>. Unfortunately, the process of applying for student loan forgiveness can be complicated and overwhelming. That\u2019s why it is essential to consult with a Westfield student loan attorney who is knowledgeable about the process and can provide you with the best advice possible.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e77653 elementor-widget elementor-widget-heading\" data-id=\"3e77653\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can bankruptcy help me with my student loan?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1edf58f elementor-widget elementor-widget-text-editor\" data-id=\"1edf58f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you are facing an overwhelming amount of student loan debt in Massachusetts, you may consider the\u00a0<a href=\"https:\/\/debtfreema.com\/practice-areas\/filing-bankruptcy\/\" target=\"_blank\" rel=\"noopener\">option of bankruptcy<\/a>. But how can this help with student loan debts? Filing for bankruptcy is difficult and may not be the right solution for everyone. That&#8217;s why seeking the advice of a Westfield Student Loan Attorney is important. They will assess your financial situation and walk you through all of your available options so that you can make an informed decision.<\/p><h3>What conditions must I provide for my loan to be discharged in bankruptcy?<\/h3><p>You must declare bankruptcy and prove to the bankruptcy court that making debt repayments would be too difficult considering your current financial situation. An adversary proceeding in bankruptcy court must be used to decide this. Potentially present creditors could object to the request.<\/p><h3>How do bankruptcy courts determine undue hardships?<\/h3><p>The bankruptcy courts may consider the following elements to decide whether making you return your loans would put you through an undue hardship even if they do not utilize a single standard for this purpose:<\/p><ul><li>You wouldn&#8217;t be able to support yourself if you were required to pay back the loan.<\/li><li>There is proof that this difficulty will last for a sizable chunk of the loan repayment tenure.<\/li><li>You made sincere attempts to pay back the money before declaring bankruptcy.<\/li><\/ul><h3>What happens to my loan if the bankruptcy court permits undue hardship?<\/h3><p>Depending on the ruling made by the bankruptcy court. One of the following could be among the terms:<\/p><ul><li>You could not be required to return any of your debt, and it could be totally discharged. There will be no further collection activity.<\/li><li>You might still have to pay back a portion of your loan even though it has been partially discharged.<\/li><li>Your loan repayment obligations can change, perhaps with a lower interest rate.<\/li><\/ul><p>Whether you are considering filing for bankruptcy or are already in the process, having a Westfield student loan attorney by your side will ensure that all aspects of the proceedings are conducted properly. They will also advise you on managing your debt after the bankruptcy has been discharged. With their help, you can achieve financial freedom and get your life back on track.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94153a3 elementor-widget elementor-widget-heading\" data-id=\"94153a3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schedule a conversation with our Westfield student loan attorney today!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-547c3db elementor-widget elementor-widget-text-editor\" data-id=\"547c3db\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you&#8217;re looking for a way to manage student loan debt in Massachusetts, our Westfield student loan attorney at the Law Office of Eric Kornblum can provide you with compassionate legal assistance. We understand the unique challenges of student loan debt and can help you navigate the process of repayment or consolidation.<\/p><p>The process of repaying or consolidating student loan debt can be complicated, but a Westfield Student Loan Attorney understands the details and can help you find the solutions that fit your needs. Additionally, having a lawyer who cares can provide you with guidance and legal advice on how to create and stick to a budget, so that you can manage your finances without being overwhelmed by payments.<\/p><p>Let our Westfield student loan attorney work on your side to create a plan that is effective for your budget and allows you to pay off your student loan debts over time. It\u2019s only a matter of time before you get rid of your debts and continues dreaming of building your confidence in your chosen career path. We are on your side in helping you achieve your dreams!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Westfield MA Student Loan Attorney In Westfield, Massachusetts, a private student loan can be discharged in bankruptcy if the borrower can prove that repaying the loan would cause an undue hardship. A Westfield, ma, student loan attorney can help you ensure you are on the right track to proving undue hardship. To prove an undue [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2567,"parent":463,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages\/2566"}],"collection":[{"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/comments?post=2566"}],"version-history":[{"count":10,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages\/2566\/revisions"}],"predecessor-version":[{"id":2743,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages\/2566\/revisions\/2743"}],"up":[{"embeddable":true,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages\/463"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/media\/2567"}],"wp:attachment":[{"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/media?parent=2566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}