{"id":2552,"date":"2022-12-10T12:23:12","date_gmt":"2022-12-10T12:23:12","guid":{"rendered":"https:\/\/debtfreema.com\/?page_id=2552"},"modified":"2023-01-17T09:04:07","modified_gmt":"2023-01-17T09:04:07","slug":"garnishment","status":"publish","type":"page","link":"https:\/\/debtfreema.com\/bankruptcy\/garnishment\/","title":{"rendered":"Garnishment"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2552\" class=\"elementor elementor-2552\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2ff3f80 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ff3f80\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-912a445\" data-id=\"912a445\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc0d877 elementor-widget elementor-widget-heading\" data-id=\"cc0d877\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Springfield, MA Garnishment Attorney<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d7c02e elementor-widget elementor-widget-text-editor\" data-id=\"9d7c02e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>When you are struggling with debt, it can feel like you are all alone. The bills keep coming in, the phone keeps ringing, and the creditors seem to be everywhere. It can be an overwhelming and scary experience. But you are not alone. There are options available to you, and an experienced Springfield garnishment attorney can help you explore those options and find the best solution for your unique situation. Eric Kornblum can help you end the stress of debt.<\/p><p>Garnishment is a legal practice that allows a creditor to <b>collect on a debt by deducting money from the debtor&#8217;s paycheck<\/b>. The creditor must get a court order approving the garnishment before notifying the debtor&#8217;s employment. The employer is then compelled to deduct a specified amount from the debtor&#8217;s wages and transmit the money directly to the creditor.<\/p><p>If you are struggling with debt, don&#8217;t wait to get help. Contact our <a href=\"\/\" target=\"_blank\" rel=\"noopener\">Massachusetts bankruptcy law office<\/a> today to learn more about your rights and options.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79e4e20 elementor-widget elementor-widget-heading\" data-id=\"79e4e20\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why do I need a Springfield garnishement attorney?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b31b08e elementor-widget elementor-widget-text-editor\" data-id=\"b31b08e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When you&#8217;re struggling with debt, it can feel like you&#8217;re all alone. You may have stopped opening your mail, avoided calls from unknown numbers, and felt like there was no way out. But you are not alone. Millions of Americans are struggling with debt, and many of them have found relief through <a href=\"\/practice-areas\/filing-bankruptcy\/\" target=\"_blank\" rel=\"noopener\">bankruptcy<\/a>.<\/p><p>If you\u2019re considering <a href=\"\/bankruptcy\/\">bankruptcy<\/a>, you may be wondering if you need a Springfield garnishment attorney in Massachusetts. The answer is yes. Bankruptcy is a complex process, and you need an experienced attorney to guide you through it.<\/p><p>At the Law Office of Eric Kornblum, we have over two decades of experience helping people get out of debt. We understand the United States <b>bankruptcy code <\/b>and can\u00a0<a href=\"\/contact-us\/\" target=\"_blank\" rel=\"noopener\">help you navigate the bankruptcy process<\/a>. We&#8217;ll work with you to determine if bankruptcy is the right option for you and, if so, which type of bankruptcy is best for your situation.<\/p><p>We understand that facing bankruptcy can be overwhelming. That&#8217;s why we offer aggressive, diligent, and compassionate representation. We&#8217;ll work with you to develop a plan to get out of debt and protect your assets.<\/p><p>If debt collectors are harassing you, we can help. We&#8217;ll contact your creditors and work out a payment plan that is realistic for your budget. We can also help you stop wage garnishment and protect your assets from seizure.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68dd991 elementor-widget elementor-widget-heading\" data-id=\"68dd991\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Garnishment?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b96f00 elementor-widget elementor-widget-text-editor\" data-id=\"7b96f00\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Garnishment is a legal process whereby a creditor can <b>collect on a debt by taking money directly out of the debtor&#8217;s paycheck<\/b>. The creditor must first obtain a court order authorizing the garnishment, and then notify the debtor&#8217;s employer of the order. The employer is then required to withhold a certain amount of the debtor&#8217;s wages each pay period and send the money directly to the creditor.<\/p><p>Garnishment can be a powerful tool for creditors, but it is also a very intrusive one. Because of this, the law places some strict limits on when and how creditors can garnish wages.<\/p><p>The most common type of garnishment is wage garnishment, which is when a creditor takes money out of the debtor&#8217;s paycheck to satisfy a debt. Other types of garnishment include bank account garnishment and property garnishment. Wage garnishment is the most common type of garnishment because it is usually the most effective. Creditors can garnish up to 25% of the debtor&#8217;s disposable income, which is the amount of income left after taxes and other mandatory deductions have been taken out.<\/p><ul><li><strong>Bank account garnishment<\/strong> is less common because it is less effective than a wage garnishment. Creditors can only garnish funds that are currently in the debtor&#8217;s bank account, so if the debtor has no money in the bank, the creditor will get nothing.<\/li><li><strong>Property garnishment<\/strong> is the least common type of garnishment because it is the least effective. Creditors can only garnish property that is owned outright by the debtor; they cannot garnish property that is jointly owned, or that is subject to a mortgage or other lien.<\/li><\/ul><p>The garnishment process can be very confusing and stressful for debtors. If you are facing garnishment, it is important to seek the advice of an experienced attorney who can help you understand your rights and options.<\/p><p>Eric Kornblum is a Springfield attorney with over two decades of experience representing clients in bankruptcy and debt relief matters. He has helped thousands of clients get out of debt and protect their assets from creditors. If you are facing garnishment, contact Eric Kornblum today for a free consultation.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8e6174 elementor-widget elementor-widget-heading\" data-id=\"a8e6174\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How can I stop garnishment?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1068637 elementor-widget elementor-widget-text-editor\" data-id=\"1068637\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>One option for stopping wage garnishment is to <strong>negotiate a repayment plan<\/strong> with your creditors. This can involve coming to an agreement on a monthly payment amount that is affordable for you and satisfies your creditors. An attorney can help you <a href=\"\/practice-areas\/debt-negotiation\/\" target=\"_blank\" rel=\"noopener\">negotiate a repayment plan<\/a> and communicate with your creditors on your behalf.<\/li><li>Another option for stopping wage garnishment is to <a href=\"\/massachusetts-bankruptcy\/\">file for bankruptcy<\/a>. When you file for bankruptcy, an automatic stay is put in place, which immediately stops most collection actions, including wage garnishment. Once you file for bankruptcy, your creditors are legally prohibited from continuing to garnish your wages. However, please note that while wage garnishment will be stopped, it doesn&#8217;t mean that the underlying debt is discharged; this can only happen in certain types of bankruptcy; in others, you will have to pay it back.<\/li><li>A third option could be to <strong>request a hearing or to challenge the garnishment<\/strong>. You may be able to challenge the garnishment if you believe that the debt is not yours, the amount being garnished is too high, or if the creditor did not follow the proper legal procedures. An attorney can help you prepare for the hearing and present your case to the court.<\/li><\/ul><p>Once you understand your rights, you can begin to explore your options for resolving your debt. If you are able to negotiate with your creditors, you may be able to reach a repayment plan that is affordable for you. If you are not able to negotiate a repayment plan, you may be able to file for bankruptcy.<\/p><p>Bankruptcy can <b>provide relief from most of your debts<\/b> and give you a fresh start. But it is important to understand that bankruptcy is a serious decision with long-term consequences. Before you make the decision to file for bankruptcy, it is important to speak with an experienced attorney who can help you understand the pros and cons of bankruptcy and help you make the best decision for your unique situation.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0713ef0 elementor-widget elementor-widget-heading\" data-id=\"0713ef0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schedule a conversation with our Springfield garnishment attorney today!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afc516f elementor-widget elementor-widget-text-editor\" data-id=\"afc516f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Garnishment can be a devastating process for those who are struggling with debt. It&#8217;s not just the loss of a portion of your wages, but it can also be an embarrassing and stressful experience, especially if it&#8217;s happening at your workplace. Not only that, but it can also make it hard for you to make ends meet, especially if a large portion of your paycheck is being taken. That&#8217;s why it&#8217;s important to seek the advice of an experienced attorney who can help you understand your rights and options.<\/p><p>Failing to hire an attorney can lead to serious consequences. You may not be aware of all the <b>legal options that are available to you<\/b> and may miss out on the opportunity to negotiate a repayment plan or to stop wage garnishment altogether. Additionally, not understanding the bankruptcy process can result in not being able to protect your assets, or even making mistakes that could impact your future credit.<\/p><p>Don&#8217;t let debt collection and garnishment control your life. Contact Eric Kornblum and his team today to schedule a free consultation. They have the experience and knowledge to help you find relief from debt and regain control of your finances. With the help of an attorney, you can take the necessary steps to resolve your debt and move towards a brighter financial future.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Springfield, MA Garnishment Attorney When you are struggling with debt, it can feel like you are all alone. The bills keep coming in, the phone keeps ringing, and the creditors seem to be everywhere. It can be an overwhelming and scary experience. But you are not alone. There are options available to you, and an [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2563,"parent":463,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages\/2552"}],"collection":[{"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/comments?post=2552"}],"version-history":[{"count":16,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages\/2552\/revisions"}],"predecessor-version":[{"id":2744,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages\/2552\/revisions\/2744"}],"up":[{"embeddable":true,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/pages\/463"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/media\/2563"}],"wp:attachment":[{"href":"https:\/\/debtfreema.com\/wp-json\/wp\/v2\/media?parent=2552"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}